Banning
$550,000
4 bd · 3 ba · 2,282 sq ft
beautiful brand new home, redone flooring, carpets, curtains, new AC
Buyer safety: only send a deposit to the escrow holder named in your contract, after calling them at a number you looked up yourself.
The owner offers a 0.5% (about $2,750) credit to a buyer without an agent.
Offered to a buyer who isn’t paying a buyer’s agent. It only applies if it’s written into the signed purchase contract, as a lower price or a credit toward the buyer’s closing costs. With a loan, the lender must allow any credit: lenders cap seller credits, and a credit usually can’t be more than the buyer’s closing costs or be paid out as cash. An offer from the owner, not a guarantee; the final terms are whatever you both sign.
What would my monthly payment be?An estimate with your own numbers
Ask a lender for today’s rate.
About 1% in California, plus any Mello-Roos or special taxes. Ask the owner.
Get a quote; it varies a lot with fire risk.
Leave blank if there’s no HOA.
Enter an interest rate to see your estimate.
An estimate only, not a loan offer. Doesn’t include mortgage insurance, which many loans with less than 20% down require. Your lender’s Loan Estimate has your real numbers.
Skip the commission. Split the savings.
What could you both save?
Commissions are negotiable and vary. Enter what you’d expect to pay.
This is an example to help you talk price. The buyer and owner agree on the final price themselves. DTO Homes doesn’t negotiate or take any part of the sale.
The owner shares the street address when they’re ready. Live showings are coming soon. New to buying without an agent? Read the buying guide.